Car Loans
Car Loans
Whether you’re looking for your first car or looking to change your current vehicle, chances are you know exactly the one you want. But what about the finance?
We Do Car Loans
You could go the PCP route. It has its advantages, but remember, you won’t own the car until you’ve made that last payment. See below the benefit of using our Car Loan instead of PCP.
Car Loan Benefits
- You own the car from Day 1
- No Balloon Payment
- No Mileage Restrictions
- Reduced Interest Rate
- Easy Loan Process
- Flexible Repayment Options
- No Account Fees or Charges
Loan Application Process
Apply for a loan today with interest rates that suit you!
1
Become a Member
Join Clonakilty & Dunmanway Credit Union and avail of numerous tailored benefits, outstanding cumstomer service and amazing community
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
3
Apply for Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app
4
Sit back and relax!
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
Calculate Your Loan Repayments
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
8.19%
8.19%
8.19%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary. The Annual Percentage Rate (APR) is a calculation of the overall cost of your loan. It is an annual rate that represents the actual yearly cost of the funds borrowed. It takes into account all the costs during the term of the loan including any set up charges and the interest rate. This means that fees and charges are added to the loan amount before interest is calculated.
The benefits of a Loan with us are
Flexible Repayments
We offer flexible repayment terms to fit your specific needs.
No Fees Or Charges
We have no hidden fees or charges, and we make fast and local decisions.
No Penalties
There are no penalties for early loan repayment.
Easy Application
You can apply for a loan easily online, by phone, or in-branch.
Competitive Rates
Our interest rates are highly competitive.
Peace Of Mind
Enjoy peace of mind with loan protection insurance.
Representative Example
A 5 year Car Loan of €10,000 will have 260 weekly repayments of €47, Interest 7.9% variable, (8.19% APR). If the APR does not vary during the term of the loan the total cost of credit is €2,105. The total amount payable is €12,105.
Loan Amount
€10,000
Rate of interest - APR
7.9%
Loan Term
5 years
Total interest
€2,105
Weekly Repayment
€47
Total Cost of Credit
€12,105
The requirements of a Car Loan
One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members.
Apply Now- Become a member at Clonakilty & Dunmanway CU
- 3 Months Recent Bank Statements (Personal & Business)
- 2 Years Business Accounts
- Proof of Income. Notice of Assessment / Form 11
- Photo ID – Passport / Driving License
- Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
- Proof of PPS Number – Medical Card, Payslip, P60
