Holiday Loans

Holiday Loans

Whether you’re planning a lazy week in the sun relaxing by the pool or you’re planning something more adventurous like skiing down the slopes in Austria or backpacking around Australia for a month, talk to us about financing your holiday.

We Do Holiday Loans

Whether you’re planning a lazy week in the sun relaxing by the pool or you’re planning something more adventurous like skiing down the slopes in Austria or backpacking around Australia for a month, talk to us about financing your holiday. No matter what type of holiday… Clonakilty & Dunmanway Credit Union have a loan to fit!

Holiday Loan Benefits

  • No charges or penalties if you want to pay the loan off early
  • The amount of interest you pay decreases as you pay back the loan
  • Reduced Interest Rate
  • Easy Loan Process
  • Flexible Repayment Options
  • No Account Fees or Charges

Loan Application Process

Apply for a loan today with interest rates that suit you!

1

Become a Member

Join Clonakilty & Dunmanway Credit Union and avail of numerous tailored benefits, outstanding cumstomer service and amazing community

2

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

3

Apply for Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app

4

Sit back and relax!

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Calculate Your Loan Repayments

Apply for a loan today with interest rates that suit you!

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
9.38%
# Repayments
Total
APR
9.38%
# Repayments
Total
APR
9.38%
# Repayments
Total
APR
9.38%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

The benefits of a Loan with us are

Flexible Repayments

We offer flexible repayment terms to fit your specific needs.

No Fees Or Charges

We have no hidden fees or charges, and we make fast and local decisions.

No Penalties

There are no penalties for early loan repayment.

Easy Application

You can apply for a loan easily online, by phone, or in-branch.

Competitive Rates

Our interest rates are highly competitive.

Peace Of Mind

Enjoy peace of mind with loan protection insurance.

Representative Example

A 1 year Holiday Loan of €2,000 will have weekly repayments of €40.25, Interest 9% variable, (9.4% APR). If the APR does not vary during the term of the loan the total cost of credit is €92.77. The total amount payable is €2,092.77.

Loan Amount

€2,000

Rate of interest - APR

9%

Loan Term

1 years

Total interest

€92.77

Weekly Repayment

€40.25

Total Cost of Credit

€2,092.77

The requirements of a Holiday Loan

One of the main ways we support our members is by offering competitive loans. Our loans are provided on reasonable terms to our members.

Apply Now
  • Become a member at Clonakilty & Dunmanway CU
  • 3 Months Recent Bank Statements (Personal & Business)
  • 2 Years Business Accounts
  • Proof of Income. Notice of Assessment / Form 11
  • Photo ID – Passport / Driving License
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Proof of PPS Number – Medical Card, Payslip, P60

Loans are subject to approval. Terms and Conditions apply. Figures quoted are indicative, actual repayments may vary. WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.